Privacy Notice
Pinion Risk Management, LLC ("Pinion Risk Management," "we," "our," or "us") provides insurance, risk management, hedging, and brokerage services to its clients. We value the privacy of individuals who use our websites and related services.
This Privacy Notice applies to visitors to www.pinionriskmanagement.com (the "Site"). This Privacy Notice explains how we collect, use, and share the information of users of our Services ("Users" or "you"). By using our Services, you agree to the collection, use, disclosure, and processing of your information as described by this Privacy Notice.
If you are a California, Colorado, Connecticut, Utah, or Virginia resident, please refer to the state-specific addendum below.
We gather Personal Information about you in order to respond to your requests and provide you with appropriate information about our products, services, and events. For purposes of this Policy, "Personal Information" means any information by which you can be identified, including name, date of birth, postal address, email address, IP address, government-issued identification number, and telephone number.
If you sign up for an account, register to use our Services, or sign up for emails or other updates, we may ask you for basic contact information, such as username, email, name, phone number, or mailing address.
If you contact us directly, we may collect additional information from you. For example, when you reach out to our customer support team, we may ask for your name, email address, mailing address, phone number, or other contact information so that we can verify your identity and communicate with you. We may also store the contents of any message or attachments that you send to us, as well as any information you submit through any of our forms or questionnaires.
If you register for an event that we host, whether in-person or online, we may collect relevant information such as your name, address, title, company, phone number, or email address, as well as specific information relevant to the event for which you are registering.
If you make a purchase through the Services, your payment-related information, such as credit card or other financial information, may be collected by our third-party payment processor on our behalf.
We may collect information about the devices and software you use to access our Services, such as your IP address, web browser type, operating system version, device identifiers, or similar information.
To help us understand how you use our Services and to help us improve them, we may collect data about your interactions with our Services. This includes information such as crash reports, session lengths and times, the pages or other content you view, and any searches you conduct on our site.
We and our third-party partners may collect information using cookies, pixel tags, or similar technologies for purposes including recognizing you when you return to the Site, improving the quality of the Site and our services, administering the Site, or communicating with you. Cookies are small text files containing a string of alphanumeric characters. We may also use cookies for tailoring our products, services, and advertising to suit your personal interests or show you relevant ads on other sites.
Essential cookies perform activities that help our Site function or help transmit a communication. Non-essential cookies perform activities that are not strictly necessary to help the Site function. Non-essential cookies may include performance cookies to help us understand how visitors use our Site; advertising cookies to help us make advertising more relevant to you; and analytics and research cookies to identify and analyze how visitors use our Site or test different features.
We ask for user consent before placing non-essential cookies on your device. You may withdraw your consent at any time. If you do not consent, our Site will not use non-essential cookies and you may continue visiting our Site. Please note that if you do not consent to the use of non-essential cookies, it may affect the convenience of using our Site and we may not be able to provide you the full benefits, features, or services it offers.
We also use log files when you visit our Site. Log files track IP addresses, browser type, Internet Service Provider (ISP) identity, referring/exit pages, platform type, date/time stamp, and number of clicks. We utilize this information in our legitimate interest in administering the Site, preventing fraud, tracking website navigation in the aggregate, and gathering broad demographic information for aggregate use.
We may use the information we collect:
We may share any information we collect with service providers retained in connection with the provision of our Services. These companies are only permitted to use this information to help us provide our Services, not for their own purposes.
We may share your information with our affiliates, subsidiaries, parent companies, and representatives as needed to provide our Services. "Affiliates" means any entity that controls, is controlled by, or is under common control with Pinion Risk Management, LLC, including any entities acquired by or merged with us in the future.
We use analytics services to collect and process certain analytics data. We may gather demographic data such as interests, country, city, region, language, age, and gender to provide targeted advertising to suit your interests and preferences. We also work with third-party advertising partners. These services may also collect information about your use of other websites, apps, and online resources. These partners include:
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We use Google's services to collect and process analytics data and to place ads that we think may interest our users. |
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Facebook/Meta |
We use Facebook's services to place ads that we think may interest our users. |
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We may use LinkedIn's services to place ads that we think may interest our users. |
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Microsoft Clarity |
We improve our products and advertising by using Microsoft Clarity to see how you use our website. By using our site, you agree that we and Microsoft can collect and use this data. |
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Microsoft Dynamics |
We use Microsoft Dynamics as our customer relationship management platform to manage interactions with our clients. |
We may access, preserve, and disclose your information if we believe doing so is required or appropriate to: (a) comply with law enforcement requests and legal process, such as a court order or subpoena; (b) respond to your requests; or (c) protect your, our, or others' rights, property, or safety.
We may share your information with event partners or co-sponsors to facilitate the events for which you register.
We may transfer your information to service providers, advisors, potential transactional partners, or other third parties in connection with the consideration, negotiation, or completion of a corporate transaction in which we are acquired by or merged with another company or in which we sell, liquidate, or transfer all or a portion of our assets. The use of your information following any of these events will be governed by the same general provisions of this Privacy Notice.
We may also disclose your information with your permission.
From time to time, you may receive marketing or other informational email messages from us. You can unsubscribe from our promotional and informational emails via the link provided in the emails. Users may continue to receive administrative messages from us necessary to service User accounts after opting out of receiving promotional messages from us.
Most web browsers allow you to manage cookies through the browser settings. To find out more about cookies, you can visit www.aboutcookies.org or www.allaboutcookies.org.
You can learn more about Google's privacy practices and your options about how they use your information on Google's website. You can also install the Google Analytics Opt-out Browser Add-on. Meta, the parent company of Facebook, provides information about how it uses the information it collects through our Services in its Data Policy. Some of our advertising partners are members of the Network Advertising Initiative or the Digital Advertising Alliance. You can visit those organizations' websites to learn about how you may opt out of receiving web-based personalized ads from their member companies. To inquire about your choices regarding our business partners generally, contact us at Dataprivacy@pinionglobal.com.
Our Services may contain links to other websites, products, or services that we do not own or operate, including embedded content from YouTube and Vimeo. We are not responsible for the content provided by, or the privacy practices of, these third parties. Please be aware that this Privacy Notice does not apply to your activities on these third-party services or any information you disclose to these third parties. We encourage you to read their privacy policies before providing any information to them.
We make reasonable efforts to protect your information by using administrative, technological, and physical safeguards designed to improve the security of the information we maintain and protect it from accidental loss, unauthorized access or use, or any other inappropriate or unlawful processing. However, because no information system can be 100% secure, we cannot guarantee the absolute security of your information.
We do not knowingly collect, maintain, or use information from children under 16 years of age, and no part of our Services are directed toward children. If you learn that a child has provided us with information in violation of this Privacy Notice, then you may alert us at Dataprivacy@pinionglobal.com.
Our Services are hosted in the United States and intended for visitors located within the United States. If you choose to use the Services from regions of the world with laws governing data collection and use that may differ from U.S. law, then please note that you are transferring your information outside of those regions to the United States for storage and processing. By using our Services, you consent to the transfer, storage, and processing of your information as described in this Privacy Notice.
We will post any adjustments to the Privacy Notice on this page, and the revised version will be effective when it is posted. If we make material changes, we may notify you via a notice posted on our website or another method. We encourage you to read this Privacy Notice periodically to stay up to date about our privacy practices.
If you have any questions, comments, or concerns about our processing activities, please email us at Dataprivacy@pinionglobal.com. Or you may write to us at:
Pinion Risk Management, LLC
Attention: Jeremy Schroeder
3030 Cortland Circle
Salina, Kansas 67401
Last updated: Jan 22, 2026
We collect Personal Data from US residents and comply with the consumer privacy laws of California, Colorado, Connecticut, Utah, and Virginia ("US Privacy Laws"). This Detailed US Privacy Notice applies to US residents ("users," "you," or "your").
For the purposes of this Detailed US Privacy Notice, "Personal Data" means information that is linked or reasonably linkable to a particular individual or household. However, the following categories of information are not Personal Data: publicly available information; deidentified or aggregated data; or information otherwise excluded from the scope of US Privacy Laws.
This Privacy Notice provides the following information to US residents: categories of Personal Data we collect; purposes for which we use Personal Data; categories of Personal Data we disclose to third parties; categories of third parties to which we disclose Personal Data; and how US residents can exercise their rights under US Privacy Laws.
The table below outlines the non-sensitive categories of Personal Data we collect about US residents and whether and how they are disclosed to third parties.
We collect Non-Sensitive Personal Data from the following sources: directly from our users; from our affiliates; from our business partners; and from our advertising partners.
Identifiers may include: real name, alias, postal address, unique personal identifier, online identifier, internet protocol address, email address, and account name. We collect this information to enable our affiliates to provide services on our behalf, to process payments, to use email addresses to send information about products and services, and to respond to inquiries. We do not engage in targeted advertising or sell this information to third parties. This information may be disclosed to Processors and Affiliates.
Internet/Electronic Activity may include: Internet Protocol (IP) address, browser type and language, internet service provider (ISP), referring and exit websites and applications, operating system, date/time stamp, clickstream data, links clicked on while on the Site, and the flow and navigation path through the Site during your visit. We collect this information to send information about products and services that may be of interest to you, to engage in marketing activities, to communicate with you in social media, and to review and improve our Site. We do not engage in targeted advertising or sell this information to third parties.
Personal Characteristics may include: age, gender, and interests gathered via Google Analytics. We collect this information to send information about products and services that may be of interest to you and to improve the effectiveness of our websites, operations, and marketing efforts. We do not engage in targeted advertising or sell this information to third parties.
The table below outlines the categories of Sensitive Personal Data we collect about US residents and whether they are disclosed to third parties. We obtain affirmative consent from US residents to process Sensitive Personal Data to the extent required by US Privacy Laws.
Financial Data may include: account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password or credentials allowing access to an account. We collect this information to process payment transactions for our services. This information may be disclosed to Processors and Affiliates. We do not engage in targeted advertising or sell this information to third parties. Data is retained only as long as necessary to process the payment.
Government ID Data may include: Social Security Number, driver's license, state identification card, or passport number. We collect this information to enable our affiliates to provide services on our behalf. This information may be disclosed to Affiliates and Processors. We do not engage in targeted advertising or sell this information to third parties. Data is retained only to the extent required by applicable law or for purposes of preventing fraud.
We use Personal Data for the purposes described above. Personal Data may also be used or disclosed as otherwise permitted or required by applicable law.
We share Personal Data with the following categories of third parties:
We do not sell Personal Data to anyone.
US residents have the following rights under US Privacy Laws:
If you are a US resident, you can submit a request to exercise your personal data rights under US Privacy Laws. If you would like to access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information, you may contact our Data Privacy Officer at:
Jeremy Schroeder
3030 Cortland Circle
Salina, KS 67401
1-800-461-4702
To protect your privacy, we may need to authenticate your identity before we respond to your rights request. We will verify your identity by requesting identifying information, such as your full name, address, phone number, email address, amount of your most recent payment, or account number. We will cross-reference the information provided with the data on file to ensure the details match. If you do not complete the verification process, we may be unable to process your request. Any information you provide to authenticate your identity will only be used to process your rights request and not for any other purpose.
We will respond to your rights request within 45 days, though in certain cases we may inform you that we will need up to another 45 days to act on your request. If we suspect fraudulent or malicious activity on or from your account, we will delay taking action on your request until we can appropriately verify your identity and the request as authentic. Also note that each of the rights are subject to certain exceptions.
We reserve the right to decline to process, or charge a reasonable fee for, requests from a US resident that are manifestly unfounded, excessive, or repetitive.
You have the right to limit some uses of Sensitive Personal Data. In general, you may direct companies not to use Sensitive Personal Data except as necessary to provide goods or services you have requested or other exempt purposes.
However, we only use Sensitive Personal Data for purposes that are exempt from this right, such as to provide you with goods or services you have requested, to detect and prevent security incidents, or verifying the quality of our goods and services.
We do not knowingly collect or use the Personal Information of children under 16. If you believe that we have collected the Personal Information of a child under 16, please contact us at Dataprivacy@pinionglobal.com.
You may designate an authorized agent to make a rights request on your behalf. Your authorized agent may submit such a request by following the same method described above in the section titled Exercising Your Personal Data Rights. We may require verification of your authorized agent's authority in addition to the information we require for verification of your identity.
If you have any questions or concerns regarding this Detailed US Privacy Notice, contact us at Dataprivacy@pinionglobal.com.
